Risks of Standing Water After a Basement Flood

Basement Flood

Once the immediate safety checks are handled and the water stops rising, it’s tempting to think the worst is over. In reality, new problems are beginning to develop. Standing water left in a basement creates escalating risk with every hour that passes. Whether you are dealing with basement flood cleanup in Duluth, MN or another…

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Understanding Endorsements on Your Homeowners Policy

Building blocks representing different insurance endorsements available through homeowner's policies.

If disaster strikes, will you be covered?  Understanding Endorsements on your Homeowners Insurance Policy An insurance endorsement is an amendment or addition to an existing insurance contract which changes the terms or scope of the original policy. Endorsements may also be referred to as add-ons or riders. An insurance endorsement may be used to add,…

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